Interesting if your mortage was ever sold (ours was, three times):
Posted by Sheldon Waxman, Freedom Lawyers Blog; Feb. 10, 2009
What most people don't realize
Mortgages have standard provisions allowing the mortgage to be assigned.
However, the provision requires the assignor to notify the mortgagor of the
assignment and the new bank. This provision was not followed and all the
assignments are illegal, according to contract law. Ignoring this provision
the Harvard computer nerd bundled the mortgages. They knew nothing about
real estate law. It's unbelievable. When I renegotiated by mortgage, they
told me they didn't know who owned my mortgage.
Sheldon (Shelly) Waxman